RISK MANAGEMENT AND INSURANCE PLANNING

Your time, talent and resources are always at risk to some extent. It is imperative that your financial and estate plans take into consideration the risks that you, your family or your business can and cannot afford to take.

We always discuss risk of loss with you and, if you request, we can provide a complete analysis of your insurance needs.

Our analysis takes into consideration your exposure to many common risk of loss situations such as the loss from your home burning down, the loss to your family if you die prematurely, the risk of losing your ability to work and your potential need for long-term care in the future.

We do not sell comprehensive insurance but are licensed to sell life insurance, long-term care insurance and disability insurance. To the extent that we identify and we agree on your need for any of those protections, we can assist you in buying the appropriate insurance products.

We only deal with and recommend reputable and highly rated insurance companies.  For more information visit our insurance and annuities page.