RETIREMENT PLANNING

Designing a retirement plan is one of the most important parts in the creation of a personal financial plan. If you live long enough, sooner or later you will want to retire and you need to have a plan in place for your retirement.

As you save for retirement we will help you decide the best way to save and invest your savings. For example, because income taxes can stunt the growth of your savings, one of our focuses will be to try to identify tax-deferred savings plans that will grow your savings tax-free until you are ready to make withdrawals during retirement.

Tax deferred savings plans available could include the following:

  • 401(k) plans
  • 403(b) plans
  • Traditional IRAs
  • Roth IRAs
  • Simple IRAs
  • SEP IRAs
  • Money purchase plans
  • ¬†Profit-sharing plans